2718.fund — Bitcoin 10% Yield Strategy

Why 2718.fund?

📈

10% Annual Yield

Leverage your Bitcoin holdings to generate consistent, tax-deferred income without selling.

🔒

Your Bitcoin Stays Yours

Hold your BTC while borrowing against it. Own the upside if Bitcoin appreciates.

⚡

Return of Capital

Monthly borrowing costs are repaid from Bitcoin's appreciation. Simple mechanics, clear math.

How It Works

1

Deposit Bitcoin

Provide BTC as collateral (60–70% LTV available)

2

Borrow USD

Receive stablecoin loan at ~1% per month (~12% APY)

3

Earn Returns

Deploy or hold USD while Bitcoin appreciates

4

Repay & Keep Upside

Use Bitcoin gains to repay loan + interest. Keep the remainder.

The Math

Bitcoin's historical CAGR (14–17%) exceeds borrowing costs (~12% APY), creating a positive arbitrage.

$100k

Initial BTC @ $25k/coin (4 BTC)

$405k

10-year value @ 15% CAGR

$219k

Net gain after loan repayment

✓ Loan fully repaid from BTC appreciation. You keep the upside.

Who This Is For

✓ Long-term Believers

You believe in Bitcoin's multi-decade upside and want to monetize holdings without selling.

✓ Tax-Efficient Holders

Borrow USD instead of triggering capital gains. Defer taxes while accessing liquidity.

✓ Income Seekers

Generate 10% annual returns on idle Bitcoin instead of holding unproductive assets.

✗ Not for Momentum Traders

This is a long-term strategy. Short-term liquidation risk if BTC drops below LTV.

✗ Not for Leverage-Averse

You're borrowing against collateral. Volatility and forced liquidations are real risks.

✗ Not for Crypto Newcomers

Understand Bitcoin, DeFi, and borrowing mechanics before deploying capital.

Risks & Considerations

Know Before You Go In

Volatility risk: Bitcoin price drops below LTV → forced liquidation of collateral
Funding rate risk: Borrowing costs may spike to 2%+ per month in bear markets
Counterparty risk: Lender default, regulatory crackdown, protocol hack
Liquidation cascade: Correlated market stress could trigger margin calls on many positions at once
Opportunity cost: If BTC rallies beyond historical averages, you miss upside locked by leverage
Regulatory uncertainty: Crypto regulation could restrict lending or borrowing mechanics

Frequently Asked Questions

What if Bitcoin drops 30%?

If your LTV threshold is hit, your BTC is liquidated to cover the loan. This is why a 10-year horizon and conviction are critical.

Can I withdraw my Bitcoin anytime?

Not without repaying the loan. Your Bitcoin is locked as collateral for the loan duration.

Is this tax-deferred?

Borrowing itself is not a taxable event. You defer capital gains until you sell. Consult a tax advisor for your situation.

What's the minimum to start?

Requirements vary by lender and collateral. Typically 0.5–2 BTC or USD equivalent. Contact us for details.

How long should I hold?

This strategy assumes a 10+ year horizon. Shorter periods increase liquidation risk and reduce the chance BTC appreciation covers costs.

What happens if I want out?

Repay the loan in full + accrued interest. Reclaim your Bitcoin. The sooner you exit, the less appreciation time remains to cover costs.

Ready to Start?

Join investors leveraging Bitcoin for sustainable, tax-efficient returns.

⚠️ Disclaimer: This is for educational purposes only and is not financial advice. Borrowing against cryptocurrency carries substantial risk, including liquidation, loss of collateral, and counterparty risk. Past performance does not guarantee future results. Consult a licensed financial advisor and tax professional before proceeding. This strategy is suitable only for experienced investors with a long-term conviction and high risk tolerance.

Bitcoin + 10% Yield